The purpose for life insurance is to make sure that the ones we care about the most will always be taken care of. Whether you are hard to insure or have health issues, we can help put a plan in place at Brandon Lindsay.
Can I get life insurance if I have health concerns or pre-existing condition? Yes. There are many avenues designed specifically for Canadians with medical conditions.
What is No Medical Exam life insurance? It is life insurance that does not require a physical exam, no needles, no blood and no fluids. The other big advantage over traditional life insurance is – time. Approval is very quick. No medical life insurance is an extremely convenient approach and can provide peace of mind for you and your family.
Why consider No Medical Exam life insurance?
- You are a smoker
- You have been turned down in the past
- You are overweight or suffering from health complications due to weight
- You have had cancer, a heart attack or another life altering illness
- You have diabetes or high blood pressure
- You do not want to go through a medical exam or have your doctor provide a report
How does No Medical Life Insurance work? All you need to do is answer a few simple health questions. It is a quick and easy application process.
What Life Insurance Company offers No Medical life insurance? There are a few in Canada. For instance, Specialty Life Insurance (SLI) is a niche life insurance company that focuses on coverage for people who have difficulty getting traditional coverage. In Oct. 2020, SLI launched a unique tool called Jenie™. This tool is a real-time virtual underwriter. Jenie™ provides an individual assessment tailored to every applicant. Jenie™ incorporates the most modern underwriting guidelines and the most advanced medical knowledge. It’s the only tool of its’ kind that allows clients to receive a quote not only selecting their date of birth, gender, and smoking status, but also relevant medical conditions.
No Medical life insurance may be the perfect solution for you if you been denied life insurance in the past due to your age, health or any other factor. Life insurance is important because it helps us protect those we care about from the unexpected.
For more information on this and other benefits, please let us know if you require further information.
Mike Busby (01-Feb-2022)
THE COMMENTS CONTAINED HEREIN ARE A GENERAL DISCUSSION OF CERTAIN ISSUES INTENDED AS GENERAL INFORMATION ONLY AND SHOULD NOT BE RELIED UPON AS TAX OR LEGAL ADVICE. PLEASE OBTAIN INDEPENDENT PROFESSIONAL ADVICE, IN THE CONTEXT OF YOUR PARTICULAR CIRCUMSTANCES. THIS ARTICLE WAS WRITTEN, DESIGNED AND PRODUCED BY MIKE BUSBY FOR THE BENEFIT OF MIKE BUSBY WHO IS A FINANACIAL ADVISOR FOR BRANDON LINDSAY INSURANCE AGENCIES, A TRADE NAME REGISTERED WITH INVESTIA FINANCIAL SERVICES INC., AND DOES NOT NECESSARILY REFLECT THE OPINION OF INVESTIA. THE INFORMATION CONTAINED IN THIS ARTICLE COMES FROM SOURCES WE BELIEVE RELIABLE, BUT WE CANNOT GUARANTEE ITS ACCURACY OR RELIABILTY. THE OPINIONS EXPRESSED ARE BASED ON AN ANALYSIS AND INTERPRETATION DATING FROM THE DATE OF PUBLICATION AND ARE SUBJECT TO CHANGE WITHOUT NOTICE. FURTHERMORE, THEY DO NOT CONSTITUTE AN OFFER OR SOLICITATION TO BUY OR SELL ANY SECURITIES. MUTUAL FUNDS OFFERED THROUGH INVESTIA FINANCIAL SERVICES INC.